Gem Vault

Accessing the Gem Vault

Location:

• Gringotts Bank page
• Footer navigation (footer-bank hook)
• Link: "Gem Vault" or similar (appears after account created)

Initial Visit (No Account):

• Goblins offer vault service
• Explains gem protection benefits
• Account creation prompt
• Cost displayed: gemaccountcost (default: 1000 gold)

After Account Exists:

• Vault access interface
• Shows current gems in vault (gemsinbank pref)
• Shows gems on hand (player inventory)
• Deposit/withdraw options with transfer fee notice

Creating a Vault Account

One-Time Setup:

• Cost: gemaccountcost setting (default: 1000 gold)
• Must have sufficient gold
• If insufficient: "You don't have enough gold" message
• Cannot proceed without payment

Account Creation Process:

• 1. Visit Bank, click Gem Vault
• 2. Goblins explain service
• 3. Confirm account creation
• 4. Gold deducted: -1000 gold (default)
• 5. cacc (Created Account) pref set to 1
• 6. Account active immediately
• 7. gemsinbank pref initialized to 0

Permanent Account:

• Once created, account persists forever (cacc = 1)
• No recurring fees
• No account closure option (permanent investment)
• Survives death, VE (account itself, not necessarily gem contents if dktake = 1)

Depositing Gems

Interface:

• Form: Enter number of gems to deposit
• Shows current gems on hand: "You have X gems"
• Shows vault capacity: "Vault holds Y gems (max: maxgemsinbank)"
• Transfer fee warning: "Each gem costs 100 gold to transfer" (configurable)

Deposit Process:

• 1. Enter gem amount
• 2. System calculates total cost:
• Cost = (gems × gemtransfercost)
• Example: 10 gems × 100 gold = 1000 gold
• 3. Gold validation check
• 4. Vault capacity check (gemsinbank + amount ≤ maxgemsinbank)
• 5. If valid: Deduct gold, deduct gems from inventory, add to gemsinbank pref
• 6. Confirmation message

Deposit Restrictions:

• Insufficient Gems: Can't deposit more than you have
• Insufficient Gold: Can't afford transfer fees
• Vault Full: Can't exceed maxgemsinbank (default 500)
• Error messages for each failure case

Example Deposit:

• You have: 15 gems, 2000 gold
• Vault has: 50 gems (max 500)
• Deposit: 10 gems
• Cost: 10 × 100 = 1000 gold
• Result: 5 gems in pocket, 1000 gold, 60 gems in vault

Withdrawing Gems

Interface:

• Form: Enter number of gems to withdraw
• Shows vault contents: "Vault contains X gems"
• Transfer fee warning: Same 100 gold per gem (default)

Withdrawal Process:

• 1. Enter gem amount
• 2. System calculates cost:
• Cost = (gems × gemtransfercost)
• 3. Gold validation (must afford fees)
• 4. Vault balance check (gemsinbank >= amount)
• 5. If valid: Deduct gold, deduct from gemsinbank, add to player gems
• 6. Confirmation message

Withdrawal Restrictions:

• Insufficient Vault Gems: Can't withdraw more than stored
• Insufficient Gold: Must pay transfer fee even to withdraw own gems
• No "free withdrawal" option (goblins ALWAYS charge)

Example Withdrawal:

• You have: 5 gems, 800 gold
• Vault has: 60 gems
• Withdraw: 7 gems
• Cost: 7 × 100 = 700 gold
• Result: 12 gems in pocket, 100 gold, 53 gems in vault

Death Protection

Gems Lost on Death (Without Vault):

• Normal death: All gems in pocket lost (standard LoGD mechanic)
• No protection for carried gems
• PvP deaths, forest deaths, event deaths all cost gems

Gems Protected in Vault:

• Vault gems NEVER lost to death
• Safe regardless of death cause
• gemsinbank pref unchanged on death
• Can withdraw after resurrection

Strategic Implications:

• Store gems before dangerous activities (PvP, hard forest fights)
• Keep only needed gems in pocket
• Vault acts as death insurance
• Transfer fee cost vs gem loss risk calculation

VE Dragon Kill Behavior

dktake Setting:

• Controls whether vault empties at VE (dragon kill)
• Default: 1 (vault DOES empty)
• If dktake = 0: Vault gems carry over to next VE

If dktake = 1 (Default - Vault Empties):

• On VE dragon kill: gemsinbank pref reset to 0
• All stored gems lost (dragonkilltext hook)
• Account persists (cacc = 1 unchanged)
• Can deposit new gems post-VE
• VE resets vault like death resets pocket gems

If dktake = 0 (Vault Persists):

• On VE: gemsinbank unchanged
• Gems carry over to next VE cycle
• Massive advantage for vault users
• Gem hoarding across multiple VEs
• Admin decision for server economy balance

Server Balance Consideration:

• dktake = 1: Fresh start each VE, no gem accumulation advantage
• dktake = 0: Rewards vault investment, creates gem wealth gap
• Most servers use dktake = 1 (reset)

Admin Configuration

Settings:

• gemaccountcost: Account creation cost (int, default: 1000 gold)
• gemtransfercost: Cost per gem transfer (deposit/withdraw) (int, default: 100 gold)
• maxgemsinbank: Maximum vault capacity (int, default: 500 gems)
• dktake: Empty vault at VE? (bool, default: 1 - yes, empty)

User Preferences:

• gemsinbank: Gems currently in vault (int, default: 0)
• cacc: Has created account (bool, default: 0)

Hooks Used:

• footer-bank: Adds Gem Vault navigation link
• dragonkilltext: Handles VE vault emptying (if dktake = 1)

Cost Analysis

Account Creation Investment

Setting	Default Cost	Equivalent In
gemaccountcost	1000 gold	~1 gem value, several forest fights

Is 1000 gold worth it?

• If you die frequently: YES (protects gems from all deaths)
• If you hoard gems: YES (prevents loss of valuable stockpile)
• If you rarely die: MAYBE (less urgent, but still insurance)
• If you never have gems: NO (nothing to protect)

Transfer Fee Economics

Gems Transferred	Total Cost (@ 100g/gem)	Notes
1 gem	100 gold	Micro-transaction viable
10 gems	1000 gold	Equals account cost
50 gems	5000 gold	Significant investment
100 gems	10,000 gold	Massive fee

Transfer Fee Strategy:

• Batch Transfers: Deposit/withdraw in bulk to minimize total transaction count
• Emergency Only: Only transfer when necessary (before risky activity or after accumulation)
• Fee vs Risk: If death risk < transfer cost, skip vault
• Example: Storing 5 gems costs 500 gold. If you rarely die, might not be worth it.

Break-Even Analysis

When does vault pay for itself?

• Account cost: 1000 gold (one-time)
• If you would have lost 10+ gems to death without vault: Vault saved you gem value > 1000 gold cost
• Plus transfer fees: Each deposit/withdraw adds cost
• Frequent deaths make vault economical quickly
• Rare deaths make vault a luxury

Strategy & Best Practices

For New Players

Should I Get a Vault Early?

• YES if:
  • You die often (learning forest combat)
  • You PvP frequently
  • You're accumulating gems (quests, donations)
  • 1000 gold is affordable (not breaking your budget)
• WAIT if:
  • You have <5 gems total (nothing to protect)
  • 1000 gold would bankrupt you (need gold for healing/equipment)
  • You rarely die (low risk)

For Experienced Players

Optimal Vault Usage:

• Keep small working inventory in pocket (2-5 gems)
• Store bulk gems in vault (protect hoard)
• Withdraw only when needed for purchases
• Deposit after gem acquisition (quest rewards, donations)
• Pre-deposit before risky activities (PvP, dangerous forest, experimental events)

Transfer Timing:

• Deposit: After earning gems (quest completion, finding gems)
• Withdraw: Before gem purchases (shops, potions, services)
• Avoid: Frequent small transfers (fee waste)
• Batch: Combine multiple gem movements into one transaction

For High-VE Players

VE Planning:

• If dktake = 1: Expect vault to empty at dragon kill
• Withdraw gems before VE attempt if planning major post-VE purchases
• Or accept gem loss as VE cost
• If dktake = 0: Vault becomes long-term gem savings account across VEs

For Admins

Economy Tuning:

• gemaccountcost: Higher = exclusive feature, Lower = accessible to all
• gemtransfercost: Higher = gold sink (good for economy), Lower = convenient (player-friendly)
• maxgemsinbank: Higher = unlimited hoarding, Lower = forces gem spending
• dktake: 1 = VE resets (fresh start), 0 = wealth accumulation (gap between veterans/newbies)

Recommended Settings:

• New Server: Low account cost (500g), moderate transfer (50g), dktake = 1
• Established Server: Default settings work, adjust based on gold inflation
• High Economy: Increase all costs to match gold availability

Common Questions

Q: Do I lose vault gems when I die?
A: No. Vault gems always protected from death. Only pocket gems lost.

Q: Do I lose vault gems at VE?
A: Depends on dktake setting. If dktake = 1 (default): Yes, vault empties. If dktake = 0: No, gems carry over.

Q: Why does withdrawing MY OWN gems cost gold?
A: Gringotts transfer fees. Goblins charge for vault service. Withdrawal = service.

Q: Can I increase my vault capacity beyond 500 gems?
A: Only if admin increases maxgemsinbank setting. Player cannot expand vault individually.

Q: What happens if I try to deposit 501 gems (over limit)?
A: Error message. Transaction blocked. Must stay within maxgemsinbank capacity.

Q: Can I transfer gems to another player via vault?
A: No. Vault is personal storage only. Use gem transfer features (if available) for gifting.

Q: Does vault account persist across VEs?
A: Yes. Account (cacc = 1) persists. Gem contents depend on dktake setting.

Q: Can I get a refund if I close my account?
A: No account closure mechanism. 1000 gold is permanent investment.

Q: Is the transfer fee PER transaction or PER gem?
A: Per gem. Transferring 10 gems = 10 × gemtransfercost (default 1000 gold total).

Limitations

• High Transfer Costs: 100 gold per gem can be prohibitive for frequent transfers
• No Free Withdrawals: Must pay to access own gems (unlike some bank systems)
• Capacity Limit: 500 gem cap (default) prevents unlimited hoarding
• VE Vulnerability: If dktake = 1, vault not protected from dragon kill reset
• No Partial Transfers: Can't set automated rules (e.g., "always keep 10 in vault")
• No Interest/Growth: Gems don't multiply or gain value in vault (static storage)
• One Account Only: Cannot create multiple vaults or sub-accounts